Table 3 Psychological inventory of financial scarcity model
Dependent Variable: Psychological inventory of financial scarcity | |||||
|---|---|---|---|---|---|
Variable | Variable Category | Coefficient | Std. Error | T-ratio | P-value |
Intercept | Â | 1.490 | 0.279 | 5.34 | 0.000 |
Gender | Male | − 0.019 | 0.041 | -0.46 | 0.644 |
Female (R) | 0 | . | . | . | |
Age | Â | 0.024 | 0.003 | 8.51 | 0.000 |
Level of education | Secondary school certificate | 0.998 | 0.146 | 6.85 | 0.000 |
National Diploma | 0.856 | 0.129 | 6.65 | 0.000 | |
Higher National Diploma | 1.055 | 0.129 | 8.18 | 0.000 | |
First Degree | 0.856 | 0.111 | 7.72 | 0.000 | |
Master Degree | 1.013 | 0.117 | 8.63 | 0.000 | |
Doctor of Philosophy | 0.685 | 0.124 | 5.52 | 0.000 | |
Others (R) | 0 | . | . | . | |
Household size | Â | 0.061 | 0.008 | 7.52 | 0.000 |
Income | Â | 0.003 | 0.019 | 0.18 | 0.860 |
Summary Statistics | |||||
\( {\varvec{R}}^{2}=0.15\) | \( {\stackrel{-}{R}}^{2}=0.14\) | F-stat \( (13, 1847) = 32.08, p < 0.01\) | |||