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Table 4 The mechanisms of factors associated with total health expense in each household group

From: How public health insurance expansion affects healthcare utilizations in middle and low-income households: an observational study from national cross-section surveys in Vietnam

 

High-income group

Middle-income

Low-income

Variable

Pre—2014

Post—2016

Pre—2014

Post—2016

Pre—2014

Post—2016

 

Coef (se)

Coef (se)

Coef (se)

Coef (se)

Coef (se)

Coef (se)

Maternity

6.25 (0.37)c

5.89 (0.45)c

5.49 (0.15)c

5.57 (0.15)c

4.61 (0.26)c

4.29 (0.33)c

Illness

3.56 (0.14)c

3.58 (0.15)c

3.87 (0.05)c

3.85 (0.05)c

3.52 (0.10)c

2.97 (0.15)c

Age group (reference: Age 0—19)

 Age 20—39

0.001 (0.25)

0.23 (0.27)

0.46 (0.07)c

0.43 (0.08)c

0.69 (0.13)c

0.57 (0.15)c

 Age 40—59

1.64 (0.29)c

1.87 (0.30)c

1.90 (0.09)c

1.73 (0.09)c

1.66 (0.15)c

1.75 (0.18)c

 Age 60 + 

1.99 (0.32)c

2.14 (0.31)c

1.79 (0.09)c

1.64 (0.10)c

1.69 (0.15)c

1.82 (0.20)c

Female

-0.65 (0.14)c

-0.50 (0.15)c

-0.83 (0.04)c

-0.82 (0.04)c

-0.79 (0.07)c

-0.72 (0.09)c

Minor ethnicity

-0.65 (0.40)

-0.41 (0.26)

-0.14 (0.06)b

-0.12 (0.07)

-0.24 (0.07)c

-0.49 (0.11)c

Married

0.34 (0.18)a

0.23 (0.20)

0.42 (0.06)c

0.47 (0.07)c

0.2 (0.13)

0.02 (0.18)

Employment status (reference: Being-employed)

 Self-employed

-0.01 (0.16)

-0.16 (0.17)

-0.04 (0.06)

0.12 (0.06)b

-0.20 (0.10)c

0.01 (0.14)

 Not employed

-0.06 (0.21)

-0.14 (0.25)

-0.08 (0.07)

0.14 (0.08)a

-0.53 (0.13)c

-0.53 (0.19)c

Education of the household head (reference: primary school or lower)

 Secondary or high school

0.19 (0.17)

0.03 (0.15)

0.12 (0.04)c

0.22 (0.04)c

0.19 (0.07)c

0.18 (0.11)

 College or higher

0.26 (0.22)

0.43 (0.19)b

0.23 (0.10)b

0.28 (0.09)c

0.24 (0.34)

1.62 (0.81)b

Household income (in ln)

0.55 (0.21)c

0.28 (0.18)

0.17 (0.05)c

0.27 (0.06)c

0.25 (0.13)a

-0.14 (0.09)

Household size

-0.29 (0.04)c

-0.21 (0.05)c

-0.16 (0.01)c

-0.11 (0.02)c

-0.11 (0.02)c

-0.10 (0.03)c

Rural residence

-0.51 (0.15)c

-0.32 (0.15)b

-0.02 (0.05)

-0.09 (0.05)

0.12 (0.13)

0.38 (0.18)b

constant

3.06 (0.36)c

2.47 (0.36)c

1.80 (0.10)c

1.48 (0.11)c

1.80 (0.20)c

1.62 (0.26)c

Adjusted R2

0.39

0.38

0.45

0.42

0.44

0.38

Obs

2,814

2,546

24,932

27,103

8,321

6,138

  1. a, b, c referred to 10%, 5%, 1% significance levels, respectively