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Table 1 Variable definitions

From: Does financial literacy influence preventive health check-up behavior in Japan? a cross-sectional study

Variables

Definitions

Probability of getting a health check-up(overall)

Binary variable: 1 = any health check-ups taken within a year, 0 = otherwise (excluding health check-ups organized by employer and school)

Financial literacy

Continuous variable: average score for the number of current answers from three financial literacy questions

Financial education

Binary variable: 1 = received compulsory financial education at school, 0 = otherwise

Male

Binary variable: 1 = male, 0 = female

Age

Age of participants

University degree

Binary variable: 1 = obtained a university degree or higher, 0 = otherwise

Marriage

Binary variable: 1 = married, 0 = otherwise

Divorce

Binary variable: 1 = divorced, 0 = otherwise

Household size

The number of people living in the household

Children

Binary variable: 1 = have at least one child, 0 = otherwise

Unemployed

Binary variable: 1 = unemployed, 0 = otherwise

Household income

Annual earned income before taxes and with bonuses of the entire household in 2010 (JPY)

Log of household income

Log(household income)

Household assets

The balanced amount of financial assets (savings, stocks, insurance, etc.) of the entire household (JPY)

Log of household assets

Log(household assets)

Current smoker

Binary variable: 1 = smoke (occasionally–more than one pack a day), 0 = do not smoke (never smoke, hardly smoke, already quit smoking)

Current drinker

Binary variable: 1 = drink (sometimes–5 cans a day), 0 = do not drink (do not drink at all, hardly drink)

Frequent gambler

Binary variable: 1 = frequent gambler (once a week or more), 0 = otherwise

Myopic view of the future

Binary variable: 1 = agree/completely agree with “Since the future is uncertain, it is a waste to think about it,” 0 = otherwise

Current level of happiness

Continuous variable: percentage score from the question “Overall, how happy would you say you are currently?”

Anxiety about health

Binary variable: 1 = agree/completely agree with “I have anxiety about my health,” 0 = otherwise

Poor health status

Binary variable: 1 = describe current health status as poor, 0 = otherwise