Table 1 Variables definitions and coding
Variables | Category | Categorical Variables Coding | |
|---|---|---|---|
Frequency | Parameter coding | ||
Gender | Male | 259 | 0 |
Female | 142 | 1 | |
Age-group |  < 30 | 157 | 0 |
 ≥ 31 years old | 244 | 1 | |
Occupation | Otherwise | 288 | 0 |
Employed i.e. Civil servant or NGOs | 113 | 1 | |
Education Level | otherwise | 14 | 0 |
attended education | 387 | 1 | |
Are you head of the house | No | 122 | 0 |
Yes | 279 | 1 | |
Number of people in the house | Ë‚5 members | 139 | 0 |
6 ≥  | 262 | 1 | |
Loan Repayment not on time | No | 77 | 0 |
Yes | 324 | 1 | |
Loan obtainment Frequency | Decreased | 274 | 1 |
Increased | 127 | 0 | |
Shares contribution not time | No | 89 | 0 |
Yes | 312 | 1 | |
Meeting’s continuations | No | 160 | 0 |
Yes | 241 | 1 | |