The impacts of health insurance on financial strain for people with chronic diseases

BMC Public Health

Table 1 Health insurance schemes in China in 2015

	*UEI* ^b	*URI*	*NRCI*	*EMI*	*SPI*
Total Premium per Person	CNY 3143	CNY 530.7	CNY 490.3	–	–
Contribution of government	–	CNY 380 per capita per year	CNY 380 per capita per year	–	–
Contribution of employers	About 6–8% of average wage	–	–	Depends	–
Contribution of individuals	About 2% of salary	CNY 120 per capita per year	CNY 90 per capita per year	Depends	Depends
Service Coverage	Social account ^c for inpatient care and individual account for outpatient care	Social account for inpatient care and household account for outpatient care	Social account for inpatient care and household account for outpatient care	Depends	Depends

Source: ^a Data was extracted from the National Health Statistics Annual Report, National Basic Medical Security Statistics Annual Report, and China Statistical Yearbook 2016; ^b UEI, URI, NRCI, EMI, and SPI represents Urban Employee Basic Medical Insurance, Urban Resident Basic Medical Insurance, New Rural Cooperative Medical Insurance, employer-paid private insurance, and self-paid private insurance, respectively; ^c Individual accounts are funded by employee and employer contributions, while social accounts are funded by employer contributions

ISSN: 1471-2458