Performance of India’s national publicly funded health insurance scheme, Pradhan Mantri Jan Arogaya Yojana (PMJAY), in improving access and financial protection for hospital care: findings from household surveys in Chhattisgarh state

Table 6 Effect of enrolment under PMJAY and PFHI on OOPE and CHE for Hospital Care – Results of Naïve (Probit) model, PSM and IV Models

Variable	Scheme	OLS model		Probit model		PSM model (ATET)		IV Model
Variable	Scheme	Coeff.	P	Coeff.	P	Coeff.	p	Coeff.	P
OOPE	PMJAY	− 4287	0.09			− 4614	0.20	48,734	0.59
OOPE	PFHI	−87	0.97			− 1066	0.73	17,315	0.72
Log of OOPE	PMJAY	−0.45*	< 0.01			−0.37*	< 0.01	−0.48	0.86
Log of OOPE	PFHI	−0.34*	< 0.01			− 0.50*	< 0.01	1.01	0.53
CHE10	PMJAY			0.08	0.35	0.02	0.52	−4.39	0.28
CHE10	PFHI			−0.07	0.29	0.003	0.90	−2.23	0.23
CHE25	PMJAY			0.22*	0.01	0.05	0.08	−2.03	0.54
CHE25	PFHI			0.04	0.56	0.02	0.33	−1.28	0.48
CHE40	PMJAY			0.26*	0.01	0.04	0.14	−0.67	0.85
CHE40	PFHI			0.05	0.55	0.01	0.36	−0.68	0.74

ISSN: 1471-2458