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Table 2 Household structures and associated income

From: Testing the price and affordability of healthy and current (unhealthy) diets and the potential impacts of policy change in Australia

  Household 1: Household of 6 Household 2: Single parent with 2 children Household 3: Single unemployed person Household 4: Older couple with no children Household 5: Two parents with two children
  Adult male, adult female, older female, 14 years boy, 8 years girl, 4 years boy Adult female, 14 years boy, 8 years girl Adult male Older male, older female Adult male, adult female, 14 years boy, 8 years girl
Assumptions • The adult male and female are partnered parents of the three dependent children
• Adult male is unemployed and looking for work
• Adult female is a stay-at-home mum
• Older female receives age pension
• The older children attend school and are fully immunised
• The youngest child attends kindy 2 days/week and is fully immunised
• The family does not have savings or investments
• The family is living in public housing
• The adult female works on a casual basis at national minimum wage ($20.30/h) for 25 h a week for 39 weeks per year (not during school holidays)
• The adult female does not receive child support from the children’s father
• Both children attend school and are fully immunised
• None of the family are disabled
• The family does not have savings or investments
• The family is privately renting their home at $332/week
• Has no paid employment but is looking for work
• Is not studying/training • Is not disabled • Has no dependent children
• Does not have savings or investments
• Is renting a room in 3 bedroom house at $122/week
• Neither are in paid employment
• Both receive the full age pension (maximum rate) • Neither are disabled or frail-aged
• The couple has no dependent children
• The couple has some savings earning $100/fortnight in ‘deemed income’ (less than asset test for age pension and as in a term deposit and not easily accessed, not included in fortnightly income)
• The couple is privately renting their home at $322/week
• The adult male works on a permanent basis at national minimum wage for 38 h a week ($16.37/h)
• The adult female works on a partime basis at national minimum wage ($16.37/h) for 6 h a week
• Both children attend school and are fully immunised
• None of the family are disabled
• The family has some emergency savings that earn negligible interest
• The family is privately renting a 3 bedroom house at $365/week
INCOME per fortnight
Paid employment Nil $761.25 (average over year) Nil Nil $1244.12 (adult male) $196.44 (adult female)
Newstart Allowance $460.90 (adult male) N/A $510.50 (receives maximum) N/A N/A
Parenting Payment $460.90 (adult female) N/A (as youngest child is not under 8 years) N/A N/A N/A (as youngest child is not under 8 years)
Family Tax Benefit A and supplement $568.40/fortnight and $2,179.05/year ($83.80/fortnight) $396.20/fortnight and $1,452.70/year ($55.87/fortnight) N/A N/A $396.20/fortnight and $1,452.70/year ($55.87/fortnight)
Family Tax Benefit B and supplement $146.44/fortnight and $354.04/year ($13.61/fortnight) $102.20/fortnight and $354.04/year ($13.61/fortnight) N/A N/A $102.20/fortnight and $354.04/year ($13.61/fortnight)
Age Pension $766.00 (older female) N/A N/A $1,154.80 (couple payment) N/A
Age Pension Supplement $62.90 (older female) N/A N/A $94.80 N/A
Clean Energy Supplement $43.26 $9.69 $8.70 $21.00 $9.69
Rent Assistance N/A (as live in public housing) $147.98 $84.27 $118.80 $147.98
Income Support Bonus $359.60/year ($13.83/fortnight) (adult male and female) N/A $215.60/year ($8.29/fortnight) N/A N/A
Low Income Supplement N/A N/A N/A N/A N/A
Low Income Family Supplement N/A $300/year ($11.53/fortnight) N/A N/A $300/year ($11.53/fortnight)
Single Income Family Supplement N/A N/A N/A N/A N/A
Large Family Supplement $12.04 N/A N/A N/A N/A
School Kid Bonus $1,230/year ($47.30/fortnight) $1,230/year ($47.30/fortnight) N/A N/A $1,230/year ($47.30/fortnight)
Childcare benefit Paid directly to kindergarten N/A N/A N/A N/A
Childcare rebate Paid directly to kindergarten N/A N/A N/A N/A
INCOME TAX PAID Nil Nil due to low income tax offset ($302 withheld from wages is refunded with tax return) Nil Nil $2,278/year ($87.62/fortnight) (after allowing for low income tax offset)
TOTAL $2,679.38/fortnight $1,545.63/fortnight $611.76/fortnight $1,389.40/fortnight $2,137.32/fortnight
  1. Source: Based on Queensland Department of Health 2015 (16)
  2. 1) Government payments based on payments and rates available April 2014 at: www.humanservices.gov.au
  3. 2) Salaries calculated on national minimum wage at www.fairwork.gov.au $17.29/h, casual add 25 % loading to $21.61/h
  4. 3) Work status based on 2011 Census data for Queensland (couple households tend to have a fulltime working male and a part-time working female; or when the male is looking for work the female is typically also out-of-work; for single-parent households, more females tend to work part-time until children are over 14 years)
  5. 4) Average rent varies by location (SA2): http://www.abs.gov.au/ausstats/abs@.nsf/Lookup/by%20Subject/4130.0~2013–14~Main%20Features~Housing%20Costs%20and%20Affordability~5 Estimated rent based on average of median rates across Queensland postcodes for March 2014 quarter from the Rental Tenancy Authority
  6. 5) As all households exceeded maximum fortnightly rent, maximum rent assistance was paid
  7. 6) Immunisation status and child support assumed to be able to receive the maximum Government payments