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Table 2 Annual average household-level out-of-pocket expenditure (in USDa)

From: Financial risk protection against noncommunicable diseases: trends and patterns in Bangladesh

 

Households affected by non-NCD only

Households affected by NCD only

Households affected by both NCD & non-NCD

2005

(n = 2,875)

2010

(n = 2,931)

2016

(n = 10,391)

2005

(n = 1,648)

2010

(n = 2, 449)

2016

(n = 9,393)

2005

(n = 1,806)

2010

(n = 2,440)

2016

(n = 10,160)

Overall

45.3 (1.7)

68.3 (3.4)

73.0 (2.2)

95.6 (8.3)

120.8 (8.7)

149.3 (4.9)

89.5 (4.6)

161.6 (28.5)

167.7 (5.8)

Consumption expenditure quintile

 Lowest

15.9 (0.7)

29.7 (1.7)

28.0 (1.1)

24.3 (2.4)

28.7 (1.8)

42.2 (1.5)

27.4 (2.1)

39.5 (2.2)

44.8 (1.8)

 2nd

31.7 (1.7)

42.6 (2.5)

46.0 (1.6)

37.1 (2.3)

50.6 (3.7)

72.5 (2.9)

43.1 (2.8)

68.4 (4.0)

82.5 (2.8)

 3rd

39.9 (2.5)

66.6 (3.9)

66.5 (2.9)

54.3 (4.0)

76.3 (5.2)

109.6 (4.2)

54.1 (3.1)

94.4 (5.5)

119.3 (4.6)

 4th

58.6 (3.6)

78.5 (5.3)

98.9 (4.4)

97.4 (8.4)

109.8 (7.6)

166.0 (6.4)

82.6 (4.7)

137.6 (7.7)

168.9 (5.9)

 Highest

93.7 (8.0)

153.8 (16.5)

139.2 (8.7)

206.9 (29.8)

265.3 (29.8)

325.6 (16.5)

195.7 (16.5)

414.6 (123.9)

340.4 (16.0)

Area of residence

 Rural

41.8 (1.6)

67.1 (3.6)

67.9 (2.7)

79.3 (5.1)

104.0 (6.7)

126.8 (4.3)

78.2 (4.0)

135.0 (7.2)

151.8 (4.7)

 Urban

57.9 (5.3)

72.9 (8.6)

85.1 (4.0)

137.6 (26.7)

158.2 (23.8)

214.3 (14.2)

125.6 (14.4)

277.5 (149.9)

217.1 (17.7)

Household head’s education

 No education

38.2 (1.5)

56.6 (3.3)

60.5 (2.6)

65.2 (4.7)

90.9 (7.4)

107.9 (4.4)

72.0 (4.8)

113.0 (6.6)

126.3 (4.7)

 Below secondary

50.4 (4.1)

78.3 (6.1)

79.6 (3.5)

88.2 (8.1)

115.4 (9.7)

154.6 (5.7)

102.2 (11.3)

140.9 (9.9)

169.6 (6.8)

 Secondary or above

65.2 (6.3)

90.7 (12.9)

88.2 (4.5)

199.1 (42.6)

206.8 (30.0)

246.1 (18.8)

127.2 (10.2)

395.3 (196.3)

282.0 (20.3)

Illness of main income earner

 No

44.9 (1.9)

67.8 (3.5)

73.4 (2.5)

90.4 (8.6)

119.2 (7.8)

152.1 (6.4)

105.3 (9.0)

200.1 (62.4)

168.7 (7.0)

 Yes

46.7 (3.9)

69.8 (6.9)

72.0 (3.4)

102.3 (15.5)

123.0 (17.2)

145.5 (6.3)

77.7 (4.5)

130.4 (7.2)

166.9 (6.9)

Age composition of ill members

 Children (< 18 years) only

44.5 (2.3)

57.1 (3.3)

66.9 (3.0)

53.1 (8.3)

67.7 (9.1)

116.4 (16.5)

55.4 (9.1)

157.3 (57.2)

84.8 (11.5)

 Non-elderly adults (18–60 years) only

41.8 (2.5)

66.5 (4.3)

72.4 (3.5)

94.5 (11.5)

124.8 (12.4)

141.0 (6.3)

83.2 (6.5)

114.3 (8.5)

152.5 (7.2)

 Elderly (> 60 years) only

41.5 (5.1)

83.6 (22.0)

56.6 (5.1)

97.6 (12.6)

110.4 (12.8)

151.9 (8.7)

141.7 (68.5)

101.8 (13.8)

147.3 (13.1)

 Children and non-elderly adults

57.0 (7.1)

88.1 (11.2)

85.9 (4.3)

109.4 (36.2)

128.9 (28.3)

156.6 (17.6)

79.2 (5.2)

133.0 (8.2)

160.8 (6.3)

 Non-elderly adults and elderly

53.8 (11.3)

79.6 (21.2)

72.8 (9.3)

130.3 (20.0)

146.4 (16.6)

209.5 (12.0)

108.1 (13.7)

156.7 (18.7)

214.2 (23.2)

 Children and elderly

43.5 (10.0)

118.2 (38.5)

96.8 (19.7)

12.8 (2.0)

121.4 (43.1)

200.9 (41.9)

126.0 (23.5)

156.5 (28.4)

200.3 (26.8)

Gender composition of ill members

 Male only

46.4 (3.1)

61.0 (3.5)

67.5 (3.1)

122.6 (20.8)

133.6 (18.3)

145.8 (7.7)

77.3 (10.0)

108.6 (13.7)

138.2 (9.8)

 Female only

38.6 (1.8)

65.2 (4.7)

70.0 (2.9)

66.4 (5.0)

108.2 (8.3)

128.9 (6.7)

107.9 (17.7)

99.8 (8.1)

127.5 (6.8)

 Male and female

59.0 (5.3)

88.5 (9.8)

87.2 (4.4)

109.4 (10.1)

126.4 (11.2)

187.1 (8.6)

87.2 (4.2)

191.9 (42.7)

186.7 (7.4)

Number of ill members

 One

41.5 (1.7)

63.9 (3.4)

67.1 (2.5)

91.7 (10.4)

117.5 (9.6)

132.4 (5.5)

92.0 (20.9)

92.1 (10.4)

116.8 (8.8)

 Two or more

54.9 (4.3)

78.0 (6.7)

84.8 (3.5)

108.8 (9.4)

130.1 (10.2)

189.2 (8.1)

89.1 (4.0)

174.5 (33.6)

178.8 (6.5)

Comorbidity of ill members

 One disease (no comorbidity)

44.2 (1.8)

67.5 (3.5)

72.9 (2.4)

95.0 (8.5)

113.2 (8.7)

138.6 (5.6)

87.7 (5.4)

195.7 (76.6)

151.0 (7.1)

 Two or more diseases

51.3 (5.1)

76.7 (11.2)

73.4 (4.0)

119.4 (24.1)

151.7 (16.0)

174.8 (7.8)

91.0 (7.1)

142.0 (7.8)

173.8 (6.9)

  1. Numbers in parentheses are standard errors
  2. NCD Noncommunicable diseases, OOP Out-of-pocket
  3. aAll expenses in Bangladeshi taka (BDT) were expressed in 2016 prices using consumer price index, CPI (CPI2005 = 69.153, CPI2010 = 100, and CPI2016 = 152.529) and then converted into US dollars using the 2016 average exchange rate (USD 1 = BDT 78.468)