An investigation of the Sustainability of Village Savings and Loans Associations (VSLAs) amidst Covid-19 and its impact on household income levels: lessons from Malawi, Sub-Saharan Africa

Table 2 Social demographic characteristics and Future of VSLAs (N = 402)

Variables	Category	Future of VSLAs Is		n	%	χ2 Test	P-value
Variables	Category	Certain	Not Certain	n	%	χ2 Test	P-value
Gender	Male	131	128	259	64.4279	4.462	.035**
Gender	Female	88	55	142	35.3234	4.462	.035**
Age group	< 30	56	101	157	39.0547	36.749	.000***
Age group	≥ 31 years old	163	82	244	60.6965	36.749	.000***
Occupation	Otherwise	152	137	288	71.6418	1.469	0.225
Occupation	Employed	67	46	113	28.1095	1.469	0.225
Education Level	otherwise	1	13	14	3.48259	13.105	.000***
Education Level	attended education	218	170	387	96.2687	13.105	.000***
Head of the house	No	118	65	122	30.3483	4.249	.039**
Head of the house	Yes	162	57	279	69.403	4.249	.039**
Household Total (Pple)	˂ 5 members	76	63	139	34.5771	0.003	0.954
Household Total (Pple)	6 ≥ members	143	120	262	65.1741	0.003	0.954

Source: Authors 2021
^*Significance at 10%
^**Significance at 5%
^***Significance at 1%
Abbreviations: n Total Frequency, % Percentage, χ2 Chi Square Test, apple People

ISSN: 1471-2458