The impacts of health insurance on financial strain for people with chronic diseases

Peng, Zixuan; Zhu, Li

doi:10.1186/s12889-021-11075-2

BMC Public Health

Table 5 The impacts of different types of health insurance on financial strain for people with chronic diseases

From: The impacts of health insurance on financial strain for people with chronic diseases

	*Outpatient financial strain*				*Inpatient financial strain*
	*Estimate*	*Std.Error*	*Z-value*	OR	*Estimate*	*Std.Error*	*Z-value*	OR
Intercept	−15.130	1254.000	−0.012	0.000	15.980	624.200	0.026	8,710,153.743
UEI	−2.221****	0.571	−3.892	0.109	−0.701**	0.341	−2.058	0.496
URI	−0.082	0.384	−0.213	0.921	0.038	0.404	0.095	1.039
NRCI	−0.338*	0.174	−1.942	0.713	−0.288	0.196	−1.465	0.750
EPI	1.207	1.246	0.969	3.343	14.620	882.700	0.017	2,235,554.827
SPI	−1.323	1.084	− 1.220	0.266	2.604**	1.308	1.991	13.518
Age	−0.019**	0.008	−2.360	0.981	−0.028***	0.009	−3.085	0.972
Gender	0.043	0.163	0.264	1.044	−0.089	0.160	−0.554	0.915
Marital status
Married	REF	REF	REF	REF	REF	REF	REF	REF
Partnered	−0.422	0.338	−1.249	0.656	0.000	0.385	−0.001	1.000
Separated	−14.920	1693.000	−0.009	0.000	−0.304	1.618	−0.188	0.738
Divorced	1.228	0.758	1.619	3.414	0.205	0.825	0.249	1.228
Widowed	0.288	0.225	1.278	1.334	0.029	0.216	0.134	1.029
Never married	1.010*	0.550	1.836	2.746	1.656	1.095	1.513	5.238
Household size	−0.059	0.059	−0.999	0.943	0.081	0.061	1.327	1.084
Education
Less than lower secondary	REF	REF	REF	REF	REF	REF	REF	REF
Upper secondary and vocational training	0.310	0.340	0.912	1.363	−0.650**	0.314	−2.072	0.522
Tertiary	−14.110	517.400	−0.027	0.000	−0.908	0.700	−1.298	0.403
“Hukou” type
Agricultural “hukou”	REF	REF	REF	REF	REF	REF	REF	REF
Non-agricultural “hukou”	0.096	0.307	0.312	1.101	−0.025	0.279	−0.089	0.975
Unified residence “hukou”	0.354	0.613	0.578	1.425	−2.513*	1.287	−1.952	0.081
Do not have “hukou”	–	–	–	–	13.950	621.200	0.022	1,143,952.581
Income	0.000***	0.000	−2.681	1.000	0.000***	0.000	−2.897	1.000
Health status
Excellent	REF	REF	REF	REF	REF	REF	REF	REF
Very good	14.710	1254.000	0.012	2,446,086.602	−14.390	624.200	−0.023	0.000
Good	15.020	1254.000	0.012	3,335,055.904	−14.350	624.200	−0.023	0.000
Fair	14.530	1254.000	0.012	2,043,143.273	−14.260	624.200	−0.023	0.000
Poor	14.990	1254.000	0.012	3,236,490.106	−13.890	624.200	−0.022	0.000
Functional limitation	0.363**	0.170	2.141	1.438	0.271	0.174	1.555	1.311
Number of chronic diseases	0.143****	0.041	3.434	1.154	0.052	0.040	1.287	1.053
McFadden R²	8.580%				7.379%
AUC	0.700				0.653

*p < 0.10; **p < 0.05; ***p < 0.01; ****p < 0.001

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ISSN: 1471-2458

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