The impacts of health insurance on financial strain for people with chronic diseases

Peng, Zixuan; Zhu, Li

doi:10.1186/s12889-021-11075-2

BMC Public Health

Table 4 The impacts of health insurance on financial strain for people with chronic diseases

From: The impacts of health insurance on financial strain for people with chronic diseases

	*Outpatient financial strain*				*Inpatient financial strain*
	*Estimate*	*Std.Error*	*Z-value*	OR	*Estimate*	*Std.Error*	*Z-value*	OR
Intercept	−14.520	1281.000	−0.011	0.000	16.470	624.200	0.026	14,217,725.233
Private health insurance	0.202	0.587	0.344	1.224	1.832**	0.895	2.046	6.246
Public health insurance	−0.552**	0.217	−2.546	0.576	−0.364	0.277	−1.315	0.695
Age	−0.022***	0.008	−2.704	0.979	−0.030****	0.009	−3.357	0.970
Gender	0.018	0.162	0.109	1.018	−0.093	0.159	−0.582	0.911
Marital status
Married	REF	REF	REF	REF	REF	REF	REF	REF
Partnered	−0.350	0.338	−1.037	0.704	−0.064	0.386	−0.166	0.938
Separated	−14.850	1693.000	−0.009	0.000	−0.348	1.521	−0.229	0.706
Divorced	0.664	0.671	0.989	1.942	0.185	0.834	0.222	1.203
Widowed	0.296	0.223	1.324	1.344	0.052	0.215	0.243	1.053
Never married	1.092**	0.548	1.995	2.980	1.675	1.094	1.531	5.339
Household size	−0.052	0.059	−0.878	0.949	0.077	0.061	1.273	1.080
Education
Less than lower secondary	REF	REF	REF	REF	REF	REF	REF	REF
Upper secondary and vocational training	0.039	0.327	0.118	1.039	−0.714**	0.306	−2.336	0.490
Tertiary	−14.300	551.500	−0.026	0.000	−1.015	0.690	−1.471	0.362
“Hukou” type
Agricultural “hukou”	REF	REF	REF	REF	REF	REF	REF	REF
Non-agricultural “hukou”	−0.161	0.234	−0.690	0.851	−0.066	0.219	−0.300	0.936
Unified residence “hukou”	0.269	0.597	0.451	1.309	−2.380**	1.188	−2.004	0.093
Do not have “hukou”	–	–	–	–	14.090	624.100	0.023	1,315,858.681
Income	0.000 ***	0.000	−2.662	1.000	0.000***	0.000	−2.764	1.000
Health status
Excellent	REF	REF	REF	REF	REF	REF	REF	REF
Very good	14.340	1281.000	0.011	1,689,595.991	−14.670	624.200	−0.024	0.000
Good	14.750	1281.000	0.012	2,545,913.290	−14.630	624.200	− 0.023	0.000
Fair	14.250	1281.000	0.011	1,544,174.467	−14.540	624.200	−0.023	0.000
Poor	14.740	1281.000	0.012	2,520,581.029	−14.180	624.200	−0.023	0.000
Functional limitation	0.378 **	0.169	2.240	1.460	0.289*	0.173	1.667	1.335
Number of chronic diseases	0.142 ****	0.041	3.496	1.153	0.060	0.040	1.477	1.062
McFadden R²	9.270%				6.766%
AUC	0.647				0.652

*p < 0.10; **p < 0.05; ***p < 0.01; ****p < 0.001

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ISSN: 1471-2458

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