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Table 2 Economic incentives on WTAW in each of the health insurance use-cases based on wearable device purpose of usage scenarios

From: Willingness to adopt wearable devices with behavioral and economic incentives by health insurance wellness programs: results of a US cross-sectional survey with multiple consumer health vignettes

Health insurance use-case based on wearable devices purpose of usage

RELATIVE RISK of WTAW with an additional economic incentive

P value

[95% Conf. Interval]

Health promotion scenario

1.06

0.018

1.01

1.11

Early detection of diseases scenario

1.03

0.21

0.98

1.08

Prediction of future health risks scenario

0.78

0.27

0.51

1.21

Adherence tracking scenario

1.07

0.05

1.00

1.15

Personalized products scenario

1.11

0.018

1.01

1.21

Automated underwriting scenario

1.28

<0.001

1.20

1.37

  1. Note. All models were adjusted for the demographic variables age group, gender, education level, income level, ethnicity, health insurance, marital status, and employment status; and clustered on state of residence to correct for correlated observations within each state
  2. P values of <0.05, considered to be statistically significant, are presented in bold