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Table 2 Insurance coverage by background characteristics

From: Universal health coverage in the context of population ageing: What determines health insurance enrolment in rural Ghana?

  

Age: 50–69

Age: 70 plus

Variable

Characteristics

%Insured

N

%Insured

N

Hospital in community

No

51.39

3946

60.61

1683

Yes

78.57

140

80.52

77

p-value

0.000

 

0.000

 

Clinic in community

No

47.25

2567

55.35

1131

Yes

60.90

1519

72.50

629

p-value

0.000

 

0.000

 

Motorable road passes through community

No

41.79

627

43.48

253

Yes

54.24

3459

64.50

1507

p-value

0.000

 

0.000

 

Region

Upper West

65.22

716

70.67

300

Western

49.83

303

44.64

112

Central

34.83

333

49.49

99

Greater Accra

38.46

52

56.52

23

Volta

53.79

422

60.14

281

Eastern

48.43

479

62.50

200

Ashanti

58.17

349

67.67

133

Brong Ahafo

58.47

313

73.64

129

Northern

31.71

514

42.44

172

Upper East

62.15

605

66.24

311

p-value

0.000

 

0.000

 

Expenditure

Poorest

46.38

1175

54.76

546

Poor

49.42

775

63.12

404

Middle

51.79

697

61.86

291

Rich

51.91

682

64.55

299

Richest

65.39

757

70.45

220

p-value

0.000

 

0.001

 

Employment status of head

Employee public

84.78

138

80.77

26

Employee private

50.24

3529

59.63

1288

Self employed

85.71

35

81.25

16

Other inactive

56.88

385

65.12

430

p-value

0.000

 

0.012

 

Internet access

No

61.38

580

58.19

287

Yes

50.83

3506

62.12

1473

p-value

0.000

 

0.211

 

Sex

Male

47.65

1897

57.59

837

Female

56.37

2189

65.01

923

p-value

0.000

 

0.001

 

Education

None

48.85

2270

61.19

1430

Primary

53.98

1595

60.73

303

Secondary and higher

76.02

221

85.19

27

p-value

0.000

 

0.038

 

Marital Status

Married

52.53

3025

62.11

921

Never married/Separated/Divorced

45.22

387

50.00

112

Widowed

55.49

674

62.45

727

p-value

0.005

 

0.036

 

Disability

Yes

48.24

170

58.41

214

No

52.50

3916

61.90

1546

p-value

0.275

 

0.325

 

Religion

None

38.46

318

52.76

163

Christian

56.97

2461

65.63

998

Muslim

47.09

1287

56.93

599

p-value

0.000

 

0.000

 

Ethnicity

Akan

53.14

1244

65.42

480

Ga-Dangme

45.60

193

54.79

73

Ewe

49.23

457

62.35

255

Guan

52.02

198

60.61

99

Gurma

36.63

243

37.27

110

Mole-Dagbani

54.46

1333

61.76

578

Other

58.85

418

67.27

165

p-value

0.000

 

0.000

 
  1. Based on a total of 5846 observations with complete information