Skip to main content

Table 2 Odds ratios (95% confidence interval) of catastrophic health expenditure (CHE) and impoverishment by covariates in 40 low and middle income countries

From: The impact of out-of-pocket payments for dental care on household finances in low and middle income countries

Factors

CHE

Impoverishment

COR [95% CI]

AOR [95% CI]

COR [95% CI]

AOR [95% CI]

Fixed effects: Individual Level

Paid for dental care in last 4 weeks

 No

1.00

1.00

1.00

1.00

 Yes

1.81 [1.72–1.91]***

1.88 [1.78–1.99]***

1.53 [1.41–1.65]***

1.65 [1.52–1.80]***

Insurance status

 None

1.00

1.00

1.00

1.00

 Some

1.02 [0.96–1.07]

0.99 [0.94–1.06]

0.79 [0.73–0.87]***

0.87 [0.78–0.96]**

 All

0.80 [0.76–0.85]***

0.80 [0.75–0.85]***

0.62 [0.56–0.70]***

0.71 [0.64–0.78]***

Sex

 Women

1.00

1.00

1.00

1.00

 Men

0.96 [0.93–0.99]**

0.97 [0.94–1.00]

0.94 [0.89–0.98]*

0.97 [0.92–1.02]

Age

 18–29 years

1.00

1.00

1.00

1.00

 30–39 years

0.97 [0.93–1.01]

0.96 [0.91–1.00]

0.96 [0.91–1.00]

0.95 [0.89–1.02]

 40–49 years

0.92 [0.87–0.96]*

0.94 [0.89–0.99]*

0.92 [0.86–0.99]*

0.97 [0.89–1.05]

 50–59 years

1.04 [0.99–1.09]

1.06 [0.99–1.12]

1.04 [0.99–1.14]

1.08 [0.99–1.18]

 60–69 years

1.26 [1.19–1.33]

1.04 [0.96–1.12]

1.25 [1.15–1.36]***

1.08 [0.96–1.21]

 70+ years

1.18 [1.08–1.28]***

1.18 [1.08–1.28]***

1.35 [1.23–1.48]***

1.18 [1.04–1.33]**

Marital Status

 Married

1.00

1.00

1.00

1.00

 Never married

0.93 [0.88–0.98]**

0.93 [0.88–0.98]**

0.87 [0.81–0.92]***

0.98 [0.90–1.06]

 Previously married

0.97 [0.93–1.02]

0.97 [0.93–1.02]

1.06 [0.99–1.13]

0.99 [0.93–1.07]

Education

 Primary school

1.00

1.00

1.00

1.00

 Secondary school

0.93 [0.90–0.97]

1.00 [0.96–1.04]

0.72 [0.68–0.77]***

0.86 [0.80–0.92]***

 College and above

0.75 [0.71–0.80]***

0.79 [0.74–0.85]***

0.47 [0.43–0.54]***

0.62 [0.55–0.70]***

Household wealth

 First tertile (Poorest)

1.00

1.00

1.00

1.00

 Second tertile (Middle)

1.11 [1.07–1.15]***

1.12 [1.08–1.17]***

0.98 [0.92–1.04]

1.02 [0.96–1.08]

 Third tertile (Wealthiest)

1.07 [1.02–1.10]***

1.08 [1.04–1.13]***

0.81 [0.76–0.86]***

0.89 [0.84–0.94]***

Household size

 1–2 members

1.00

1.00

1.00

1.00

 3–5 members

0.95 [0.91–0.99]*

0.93 [0.89–0.98]**

1.01 [0.94–1.07]

0.99 [0.92–1.08]

  > 5 members

1.00 [0.96–1.06]

0.89 [0.84–0.95]***

1.11 [1.03–1.20]**

0.98 [0.90–1.08]

Have child <5 years

 No

1.00

1.00

1.00

1.00

 Yes

1.15 [1.11–1.19]***

1.25 [1.21–1.30]***

1.28 [1.22–1.37]***

1.34 [1.26–1.42]***

Have adult >60 years

 No

1.00

1.00

1.00

1.00

 Yes

1.38 [1.33–1.42]***

1.34 [1.28–1.40]***

1.30 [1.24–1.40]***

1.26 [1.17–1.34]***

Urban/rural status

 Urban

1.00

1.00

1.00

1.00

 Rural

1.06 [1.02–1.09]**

1.02 [0.99–1.06]

1.46 [1.39–1.54]***

1.31 [1.24–1.38]***

Fixed effects: Country Level

GDP per capita (1000-increase)

0.91 [0.84–0.99]*

0.92 [0.86–1.00]

0.85 [0.78–0.93]***

0.92 [0.85–0.99]*

Gini index (1-percent increase)

0.99 [0.98–1.01]

1.00 [0.98–1.02]

0.99 [0.98–1.01]

1.00 [0.98–1.02]

Out-of-pocket health expenditure

1.02 [1.01–1.02]***

1.02 [1.01–1.03]***

1.02 [1.01–1.02]***

1.02 [1.01–1.03]***

  1. Two-level logistic regression was fitted. COR: Crude odds ratio; AOR: adjusted odds ratio
  2. * < 0.05; ** < 0.01; *** < 0.001