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Table 4 Effect of randomized assignment to Treatment to receive a "second look" for a cash loan on having high stress symptoms, high depression symptoms, or both high depression and stress symptoms with treatment*gender interaction at Follow-up.1

From: Small individual loans and mental health: a randomized controlled trial among South African adults

  High stress symptoms High depression symptoms High depression and stress
Treatment 0.59
(-0.27, 1.46)
0.65
(-0.26, 1.57)
-1.18*
(-2.34, -0.02)
-1.32*
(-2.56, -0.07)
-0.23
(-1.03, 0.57)
-0.36
(-1.18, 0.46)
Female gender -0.02
(-0.92, 0.89)
-0.02
(-0.98, 0.94)
-0.34
(-1.11, 0.43)
-0.65
(-1.44, 0.13)
-0.07
(-0.79, 0.65)
-0.09
(-0.82, 0.63)
Treatment × Female 0.08
(-1.12, 1.28)
0.23
(-1.09, 1.54)
1.53*
(0.13, 2.93)
1.87*
(0.37, 3.38)
0.46
(-0.62, 1.54)
0.63
(-0.48, 1.74)
Age, years   -0.13
(-0.04, 0.02)
  0.01
(-0.02, 0.03)
  0.00
(-0.03, 0.02)
Education > 12 years   0.22
(-0.56, 1.00)
  -0.44
(-1.36, 0.49)
  -1.05*
(-1.82, -0.28)
Household size   0.11*
(0.01, 0.21)
  0.05
(-0.04, 0.14)
  0.07
(-0.01, 0.15)
Income > median   0.27
(-0.37, 0.91)
  -0.95*
(-1.66, -0.25)
  0.11
(-0.49, 0.72)
Western Cape 2   -0.51
(-1.24, 0.22)
  -0.24
(-0.95, 0.47)
  -0.52
(-1.23, 0.18)
KwaZulu Natal 2   -0.69
(-1.43. 0.06)
  -0.08
(-0.85, 0.68)
  0.02
(-0.68, 0.73)
  1. 1 * p < 0.05; n = 236 for unadjusted models and n = 235 in adjusted models. Multinomial probit regressions were performed with baseline comparison group as having no stress symptoms and no depressive symptoms. Results are presented as beta coefficients with 95% confidence intervals. High stress symptoms defined as having a score on the Cohen Perceived Stress Scale ≥ 75th percentile; High depressive symptoms defined as having score on the CES-D (Center for Epidemiologic Studies Depression Scale) ≥ 75th percentile. Adjusted models also include covariate for month of testing and probability of receiving loan.
  2. 2 Eastern Cape is comparison group