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Table 3 Willingness to join community based health insurance, reasons for joining and not willing to join the scheme in Debub Bench District, Southwest Ethiopia, 2013

From: Willingness to join community-based health insurance among rural households of Debub Bench District, Bench Maji Zone, Southwest Ethiopia

Description

Frequency (percent)

Willingness to join community based health insurance scheme (n = 808)

Yes

729 (77.8)

No

179 (22.2)

Reasons for joining the schemes (n = 629)

It provides free access to medical care

475 (75.5)

To help others

29 (4.6)

For security and peace of mind in times of ill-health

79 (12.6)

Facing health problem frequently

45 (7.2)

Other (specify)

1 (0.2)

Reasons for not joining the scheme (n = 179)

I do not have enough money to pay

44 (24.6)

Do not need health insurance

59 (33.0)

Out-of pocket charge is better

17 (9.5)

Lack of trust in government programmes

8 (4.5)

Lack of functional HF in my village

24 (13.4)

H/insurance is a confusing scheme

14 (7.8)

Others

13 (7.3)