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Table 2 Model variables

From: Enhancing pooling levels strengthens the risk resilience of healthcare insurance: a case study of basic medical insurance fund operations data in Gansu, China

Category

Variable

Definition

Measurement

Input

Fund income

It is derived from the sum of funds contributed by various stakeholders and is primarily utilized to cover health insurance benefits and medical services

RMB 100 million yuan

Number of insured individuals

It includes individuals enrolled in the basic medical insurance programs for urban or rural residents and urban employees

10,000 persons

Number of health technical personnel

It comprises authorized doctors, registered nurses, pharmacists, laboratory physicians, radiologists, and other healthcare professionals

10,000 Persons

Average salary of urban employees

The mean or average amount of salary earned by individuals employed in urban areas is referred to as the " average salary of urban employees “

RMB 1 Yuan

Output

Fund expenditure

It is used to cover a portion of the expenses for insured individuals during a medical procedure

RMB 100 million yuan

Hospitalization rate (%)

The proportion of hospitalized individuals among the population covered by basic medical insurance

Influencing factors

Per capita hospitalization cost

Average medical expenses incurred by hospitalized patients in each pooling area

RMB 1 Yuan

Per capita outpatient cost

Average medical expenses generated by outpatient patients in each pooling area

RMB 1 Yuan

Ln per capita GDP

It is referred to as the “logarithm of average per capita economic output

RMB 1 Yuan

Per capita fund balance

It is the net difference between the annual income and expenditure of the residents’ basic medical insurance fund, divided by the year-end population

Yuan

Per capita cumulative fund balance

It is the average accumulated surplus of funds per person

Yuan

Actual reimbursement ratio

The percentage of medical expenses that can be received by a participant under the health insurance policy during a hospital stay

%

Medical institution density

It represents the concentration or quantity of healthcare facilities within a specific area or population

10,000 persons

Tertiary Hospital proportion

The percentage of tertiary hospitals out of the total number of public hospitals is represented by this metric

%