Table 2 Household structures and associated income

Adult male, adult female, older female, 14 years boy, 8 years girl, 4 years boy

Adult female, 14 years boy, 8 years girl

Adult male

Older male, older female

Adult male, adult female, 14 years boy, 8 years girl

Assumptions

• The adult male and female are partnered parents of the three dependent children

• Adult male is unemployed and looking for work

• Adult female is a stay-at-home mum

• Older female receives age pension

• The older children attend school and are fully immunised

• The youngest child attends kindy 2 days/week and is fully immunised

• The family does not have savings or investments

• The family is living in public housing

• The adult female works on a casual basis at national minimum wage ($20.30/h) for 25 h a week for 39 weeks per year (not during school holidays)

• The adult female does not receive child support from the children’s father

• Both children attend school and are fully immunised

• None of the family are disabled

• The family does not have savings or investments

• The family is privately renting their home at $332/week

• Has no paid employment but is looking for work

• Is not studying/training • Is not disabled • Has no dependent children

• Does not have savings or investments

• Is renting a room in 3 bedroom house at $122/week

• Neither are in paid employment

• Both receive the full age pension (maximum rate) • Neither are disabled or frail-aged

• The couple has no dependent children

• The couple has some savings earning $100/fortnight in ‘deemed income’ (less than asset test for age pension and as in a term deposit and not easily accessed, not included in fortnightly income)

• The couple is privately renting their home at $322/week

• The adult male works on a permanent basis at national minimum wage for 38 h a week ($16.37/h)

• The adult female works on a partime basis at national minimum wage ($16.37/h) for 6 h a week

• Both children attend school and are fully immunised

• None of the family are disabled

• The family has some emergency savings that earn negligible interest

• The family is privately renting a 3 bedroom house at $365/week

Paid employment

Nil

$761.25 (average over year)

Nil

Nil

$1244.12 (adult male) $196.44 (adult female)

Newstart Allowance

$460.90 (adult male)

N/A

$510.50 (receives maximum)

N/A

N/A

Parenting Payment

$460.90 (adult female)

N/A (as youngest child is not under 8 years)

N/A

N/A

N/A (as youngest child is not under 8 years)

Family Tax Benefit A and supplement

$568.40/fortnight and $2,179.05/year ($83.80/fortnight)

$396.20/fortnight and $1,452.70/year ($55.87/fortnight)

N/A

N/A

$396.20/fortnight and $1,452.70/year ($55.87/fortnight)

Family Tax Benefit B and supplement

$146.44/fortnight and $354.04/year ($13.61/fortnight)

$102.20/fortnight and $354.04/year ($13.61/fortnight)

N/A

N/A

$102.20/fortnight and $354.04/year ($13.61/fortnight)

Age Pension

$766.00 (older female)

N/A

N/A

$1,154.80 (couple payment)

N/A

Age Pension Supplement

$62.90 (older female)

N/A

N/A

$94.80

N/A

Clean Energy Supplement

$43.26

$9.69

$8.70

$21.00

$9.69

Rent Assistance

N/A (as live in public housing)

$147.98

$84.27

$118.80

$147.98

Income Support Bonus

$359.60/year ($13.83/fortnight) (adult male and female)

N/A

$215.60/year ($8.29/fortnight)

N/A

N/A

Low Income Supplement

N/A

N/A

N/A

N/A

N/A

Low Income Family Supplement

N/A

$300/year ($11.53/fortnight)

N/A

N/A

$300/year ($11.53/fortnight)

Single Income Family Supplement

N/A

N/A

N/A

N/A

N/A

Large Family Supplement

$12.04

N/A

N/A

N/A

N/A

School Kid Bonus

$1,230/year ($47.30/fortnight)

$1,230/year ($47.30/fortnight)

N/A

N/A

$1,230/year ($47.30/fortnight)

Childcare benefit

Paid directly to kindergarten

N/A

N/A

N/A

N/A

Childcare rebate

Paid directly to kindergarten

N/A

N/A

N/A

N/A

INCOME TAX PAID

Nil

Nil due to low income tax offset ($302 withheld from wages is refunded with tax return)

Nil

Nil

$2,278/year ($87.62/fortnight) (after allowing for low income tax offset)

TOTAL

$2,679.38/fortnight

$1,545.63/fortnight

$611.76/fortnight

$1,389.40/fortnight

$2,137.32/fortnight